I do not believe the Kermode bear is a subspecies. It is just a color phase, same as that photo, a whitish bear but not albino. This photo shows a bear with black skin pigment so it is not albino. It looks like a Kermode bear in color, at least the photos of ones identified to be such. Some time ago I saw a documentary on TV about them.

Speaking of odd colors, here in Michigan it is illegal to kill a true albino deer. They do come piebald, like a paint horse, and those look pretty ugly. The piebald deer are legal to shoot. Some states offer no protection to pure albino game.