Gotta disagree, You pick a decent carry gun and then dress accordingly.

Shirts a size too large, safari vest (this is the Nitro Express forum

), camp shirts, the inside the waistband holster that attaches to a pager, some of the various bags and packs.

I sometimes wear a dress shirt with my pistol carried cross draw and buttoned up under the shirt, pretty common practice in Texas where I started in law enforcement. Takes a while to get used to but is very concealed even with my full sized 1911. One of my co workers accused me of carrying a Browning Hipower in my underwear.

The smaller guns are great backup guns, but it may be your wife and kids you need to save. Life insurance begins at 9mm/.357 caliber, IMHO.

Rick