I will note the only time I felt vulnerable, was when daughter Carol and I, hunting along a path, walked into a grizzly's living room. Piles of grizzly scat all around, (if a pile of shit larger than a Holstein Cow's pile is still "scat") weeds packed down in a circle 30' in diameter, & fresh tacks in the bit of mud on the trail - stunk to high heaven as we came in from up-wind to get around some bush. There had to be a gut pile or dead animal close by.
Carol had her .260 loaded with 160gr. Sierra RN, one in the magazine, bolt open and I had my .218 Bee Ruger #1 & had 1/2 dozen 50gr. TSX loaded at 3,308fps, in my pocket, nothing in the chamber, action open. LOL - I did feel a mite undergunned. That was the last time I hunted deer with that rifle.