Gadge
(.300 member)
10/11/04 09:52 PM
Re: Valuations and insurance of doubles in Austral

SSAA Insurance Brokers' standard Contents insurance covers contents items temporarily removed, for up to 35 days in any premium year, anywhere in the world. The coverage in Oz/NZ may not have the 35 day limitation, but the policy wording's a bit ambiguous here.

There are some exclusions, to do with leisure vehicles and surfboards etc when not in a building, but firearms are not affected, as long as they're not being used as 'tools of trade'.

For firearms not specifically listed in a policy schedule, with valuations etc, the claim limits are $1500 per item, $10000 total.

The difficult bit with doubles would be getting a realistic valuation. Only the few shops that have a bit of a DR speciality [e.g. McDonald's and Century Arms, and maybe Whitehorse Arms, of the Melbourne lot] would know their values well enough.



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