Easy as pie:

photo needs to be on a web site or a photo hosting site such as photobucket

Then put the photo address between [img] and [/img]

Like this:

[img]insert the link to the server the photos is on with the photo address[/img]

Example:

here is where my photo is located: http://home.earthlink.net/~old-iron/site...tbullets003.jpg

Stick in the img's but no spaces as I have put in:

[img] http://home.earthlink.net/~old-iron/site...tbullets003.jpg [/img]

And here is what you get without the spaces: