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All of the above has worked for me in various circumstances throughout Africa.

In addition, I would add that it is important to not let it show that you are scared or intimidated. Showing this will add fuel to their fire and assure them that you are an easy target that will give in shortly. Behave in a neutral, polite way, with a smile (but not a shit eating grin!). Do not show impatience or that you are in a hurry. Unless you want to fork over money for nothing.

All of the above has helped me thru over 20 African countries without giving into bribes/baksheesh/cadeau, even with guns being waved and pointed.

As for hiding money, as John has mentioned there are lots of places if one uses ones imagination.

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Erik and I once also discussed the usefulness of appearing stupid and not understanding what they wanted ie a bribe or whatever. Does work too.

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I will PM you one place I have used to carry documents and extra cash.

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I hope your secret hiding place wasn't "where the sun doesn't shine!". Although I suppose that could work for some.

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No the sun didn't shine there, but not in "that place".