Ripp
(.577 member)
18/05/09 11:06 PM
Re: Accidental shooting insurance?

Quote:

Is there any insurance available to the client hunter that would cover injury to others as a result of his shooting? Is this something SCI or NRA provides? In most countries I would expect the outfitter/guide be required to carry a liability policy that would cover his staff, but Africa seems to be the exception. And would the shooter have to be sued for the shootee to benefit?




Actually your homeowners policy provides coverage where if, through your negligence, you cause someone else bodily injury or property damage..it will pay up to the limit of the policy which is typically $100,000 but can be increase to $500,000 for about $25. per year…
Many people don’t realize that coverage is there from a homeowners policy. Perfect example is when the columbine incident happened several years ago…the ho policy for the two psycho kids actually paid out policy limits..

Ripp



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